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	<title>Silver Sage Realty - Cathy R. Brown &#187; Financing &amp; Interest Rates</title>
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		<title>Home Buyer Tax Credit Not Just for First Time Buyers</title>
		<link>http://hagermanvalley.com/2009/11/home-buyer-tax-credit-not-just-for-first-time-buyers/</link>
		<comments>http://hagermanvalley.com/2009/11/home-buyer-tax-credit-not-just-for-first-time-buyers/#comments</comments>
		<pubDate>Sat, 28 Nov 2009 06:19:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financing & Interest Rates]]></category>
		<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[find-the-basics]]></category>
		<category><![CDATA[from-the-national]]></category>
		<category><![CDATA[further-info]]></category>
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		<category><![CDATA[nar]]></category>
		<category><![CDATA[national]]></category>
		<category><![CDATA[national-association]]></category>
		<category><![CDATA[post-written]]></category>
		<category><![CDATA[realty]]></category>
		<category><![CDATA[silver]]></category>
		<category><![CDATA[silver sage realty]]></category>
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		<category><![CDATA[the-basics]]></category>

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		<description><![CDATA[The Extended Home Buyer Tax Credit: Find the basics for homebuyers, and home owners from the National Association of REALTORS®. ]]></description>
			<content:encoded><![CDATA[<p>The Extended Home Buyer Tax Credit: Find the basics for homebuyers, and home owners from the National Association of REALTORS®. They provide some valuable information.  NAR further info</p>
<p>This post written by: Silver Sage Realty</p>
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		<title>Shopping for a Home.</title>
		<link>http://hagermanvalley.com/2009/08/shopping-for-a-home/</link>
		<comments>http://hagermanvalley.com/2009/08/shopping-for-a-home/#comments</comments>
		<pubDate>Thu, 06 Aug 2009 17:58:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financing & Interest Rates]]></category>
		<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[excitement]]></category>
		<category><![CDATA[get-caught]]></category>
		<category><![CDATA[how-much]]></category>
		<category><![CDATA[lender-before]]></category>
		<category><![CDATA[several-things]]></category>
		<category><![CDATA[silver sage realty]]></category>
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		<description><![CDATA[When shopping for a home it is so easy to get caught up in the excitement of looking. Please remember to visit with a lender before looking. A lender can tell you several things, how much house you can buy with your credit, but maybe more importantly, how much a ...]]></description>
			<content:encoded><![CDATA[<p>When shopping for a home it is so easy to get caught up in the excitement of looking. Please remember to visit with a lender before looking. A lender can tell you several things, how much house you can buy with your credit, but maybe more importantly, how much a &#8230;</p>
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		<title>Loans and Appraisal Rules</title>
		<link>http://hagermanvalley.com/2009/07/loans-and-appraisal-rules/</link>
		<comments>http://hagermanvalley.com/2009/07/loans-and-appraisal-rules/#comments</comments>
		<pubDate>Mon, 27 Jul 2009 18:53:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financing & Interest Rates]]></category>
		<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[borrower]]></category>
		<category><![CDATA[closing-on-conventional]]></category>
		<category><![CDATA[conduct]]></category>
		<category><![CDATA[days-prior]]></category>
		<category><![CDATA[help-clarify]]></category>
		<category><![CDATA[hvcc]]></category>
		<category><![CDATA[lender]]></category>
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		<category><![CDATA[the-appraisal]]></category>
		<category><![CDATA[the-borrower]]></category>
		<category><![CDATA[valuation-code]]></category>

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		<description><![CDATA[NAR has recently worked to help clarify the Home Valuation Code of Conduct (HVCC) that was implemented 5/1/09. This includes the requirement that the lender provide a copy of the appraisal to the borrower 3 days prior to closing on conventional loans (Non government, i.e. ]]></description>
			<content:encoded><![CDATA[<p>NAR has recently worked to help clarify the Home Valuation Code of Conduct (HVCC) that was implemented 5/1/09. This includes the requirement that the lender provide a copy of the appraisal to the borrower 3 days prior to closing on conventional loans (Non government, i.e. FHA, VA, etc.) &#8230;</p>
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